About Points By J

I’m J. I’ve helped hundreds of thousands of people to travel more for free.

I love teaching people about credit card points. Points are an immediate, tangible tool to lower spending while improving quality of life. It begs the question, "What else could I be doing?" and can lead to further financial enlightenment.

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I learned about money management the hard way: research, trial, and error. I didn’t find a single resource that helped me prioritize the most important things to know. I created Points By J to consolidate my biggest financial revelations and game-changing lessons.