Best Credit Card for Honeymoon
- Points By J
- Jan 5, 2024
- 6 min read
Updated: 2 days ago
Planning for a wedding and honeymoon can be an expensive time. Use those expenses to your advantage by getting one of the best credit cards for your honeymoon! That way, you'll not only have a stash of points for travel- you'll also have new travel perks to make the trip more luxurious.
This post covers what to look for in an ideal card, and the specific cards I recommend.
How to pick the best credit card for honeymoon
Consider these factors:
Sign-up bonus: Many credit cards offer attractive sign-up bonuses, helping you to earn a lot of points after spending a certain amount within the first few months.
Luxury travel perks: Some travel cards offer benefits that make your travel more comfortable, such as airport lounge access or Uber reimbursements. Think about which benefits matter most to you!
Travel insurance and protections: Some credit cards provide travel insurance, trip cancellation/interruption coverage, rental car insurance, and other travel-related protections. This can save both time and money because you might not need to purchase incremental protections.
Annual fee: Consider whether the card's benefits outweigh the annual fee. Some travel cards come with higher annual fees but also offer more extensive rewards and perks.
No foreign transaction fees: If you plan to travel internationally for your honeymoon, this is essential (all of the cards I mention in this post offer this benefit!)
Best Cards:
Capital One Venture X Rewards Credit Card- Learn more here
The Venture X offers a great balance of good, simple miles earning on everyday spend, plus airport lounge access and other travel perks.
Sign-up bonus: Spend $10,000 on purchases in the first 6 months to earn 100,000 miles
Bonus categories: 2x miles on every $1 spent, 10k bonus point anniversary gift each year you keep the card
Luxury travel perks: Access to Capital One and Priority Pass lounges, Annual travel credit up to $300, Global Entry or TSA PreCheck application fee credit up to $120, cell phone insurance up to $800
Travel insurance: Trip cancellation/interruption insurance, primary car rental loss/damage insurance, trip delay reimbursement, lost luggage reimbursement, travel/emergency assistance services, travel accident insurance, cell phone insurance up to $800, purchase and extended warranty protections
Annual fee: $395
Chase Sapphire Preferred Card - Learn more here
This card is a fantastic choice if you're looking for something with a reasonable annual fee, strong points earning potential, and awesome travel insurance. This is the card I personally put spend on as I was preparing for my own honeymoon! It's my top-recommended card to friends and family who are looking for their first travel credit card for earning and redeeming credit card points and miles.
Use this card for your catering expenses (3x points on dining!)!
Sign-up bonus: Spend $5,000 on purchases in the first 3 months to earn 75,000 points
Bonus categories: 3x points for every $1 spent on dining/online grocery/streaming services, 2x points for every $1 spent on travel
Luxury travel perks: This card most-valuable perks are the travel insurance. However, the more-expensive Sapphire card has loads of other benefits! If you're interested in a Chase card with airport lounge access, check out the Chase Sapphire Reserve (Annual Fee: $795).
Travel insurance: Trip cancellation/interruption insurance, auto rental collision damage waiver, travel/emergency assistance services, trip delay reimbursement, baggage delay insurance, lost luggage reimbursement, purchase and extended warranty protections
Annual fee: $95
American Express Platinum Card® - Learn more here
The Amex Platinum Card is my favorite card for luxury lounge access- their Centurion Lounges are incredibly nice. Plus, 5x points on every dollar spent on airfare is amazing for a jet setting couple.
Welcome bonus: You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount.
Bonus categories: 5x points for every $1 spent on airfare (when book directly through the airline, up to $500,000 on these purchases per calendar year)
Luxury travel perks: So. Many. Perks. A few of my favorites: Incredible airport lounge network access (includes Centurion Lounges), up to $600 hotel credit, up to $200 airline fee credit, up to $200 Uber Cash, up to $400 Resy credits in the U.S., up to $300 lululemon credit in the U.S., up to $209 CLEAR Plus Credit, cell phone insurance up to $800, elite status with multiple hotels and car rental companies. Enrollment required for all.*
Travel insurance: Trip cancellation/interruption insurance**, car rental loss/damage insurance, travel/emergency assistance services, trip delay insurance, lost baggage insurance, purchase and extended warranty protections
Annual fee: $895 (see rates and fees)
Capital One Venture X Business - Learn more here
Similar to the personal card version, the Venture X Business is an easy "keeper" card, because the annual travel credit and 10k anniversary points more than offset the annual fee every year. But, the sign-up bonus is much sweeter (and, commands a higher minimum spend).
Sign-up bonus: Earn up to 400K bonus miles:
200k miles when you spend $30K in the first 3 months
And, an additional 200k miles when you spend $150k in the first 6 months
Bonus categories: 2x miles on every $1 spent, 10k bonus point anniversary gift each year you keep the card
Luxury travel perks: Access to Capital One and Priority Pass lounges, annual travel credit up to $300, Global Entry or TSA PreCheck application fee credit up to $120, cell phone insurance up to $800
Travel insurance: Trip cancellation/interruption insurance, primary car rental loss/damage insurance, trip delay reimbursement, lost luggage reimbursement, travel/emergency assistance services, travel accident insurance, cell phone insurance up to $800, purchase and extended warranty protections
Annual fee: $395
The Business Platinum Card® from American Express - Learn more here
The Amex Business Platinum is a fantastic alternative to the personal version of this card, if you're a business owner. It comes with the same incredible lounge access perks, like Centurion Lounge access. However, the rest of the perks are more geared toward maximizing benefits relevant to your business.
Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
Bonus categories: 5x points for every $1 spent on flights and prepaid hotels when booked at AmexTravel.com
Business perks: The mix of available credits on this card are amazing. A few of my favorites: Up to $200 airline fee credit, up to $600 hotel credit, up to $150 Dell Technologies credit, up to $209 CLEAR Plus Credit, wireless telephone service credit up to $120, and up to $200 credit at Hilton. Enrollment required for all.*
Annual fee: $895 (see rates and fees)
Citi® / AAdvantage® Executive World Elite Mastercard® - Learn more here
If you're American Airlines loyalists and love nothing more than the Admirals Club? This is the card for you. Not only do you get lounge access, you'll get strong miles earning on all your AA flight purchases.
Sign-up bonus: Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first three months of account opening.
Bonus categories: 4x miles for every $1 spent on American Airlines purchases
Luxury travel perks: Airport lounge access includes Admirals Club (50 lounges) plus access to 60 partner lounges, no charge to add authorized users (AUs have access to Admirals Clubs), VIP airport experience when flying with American Airlines, Global Entry or TSA PreCheck application fee credit
Travel insurance: Trip cancellation/interruption insurance, worldwide car rental insurance, trip delay protection, purchase and extended warranty protections
Annual fee: $595
*Each Benefit requires enrollment via their website, terms apply to American Express Benefits and offers. visit americanexpress.com to learn more.
**Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
