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  • Writer's picturePoints By J

Credit Card Points Jargon Glossary - Points By J

Updated: Sep 1, 2023

The credit card points & miles space is filled with confusing language and jargon. I hope this resource helps to clarify some common words:

CSP and CSR - some of the most commonly mentioned Chase Bank cards are the "CSP" (Chase Sapphire Preferred) and "CSR" (Chase Sapphire Reserve).

Centurion Company - American Express, also commonly referred to as "AmEx."

Credit Card Transfer Partners - Airlines or hotel chains that have agreements with credit card issuers, allowing you to transfer your credit card points or miles to their loyalty programs.

Elite Status - A higher tier of membership within a loyalty program, offering additional perks such as priority boarding, lounge access, complimentary upgrades, and more.

Points/Miles - Virtual currency earned through credit card spending or loyalty programs, which can be redeemed for travel-related expenses like flights, hotel stays, and more.

Retention Offer - An incentive offered by a credit card issuer to encourage cardholders to keep their card open, often in the form of bonus points or a statement credit.

Transferable Points - Credit card rewards that can be transferred to various airline or hotel loyalty programs, providing more flexibility in redeeming travel benefits.

Travel Portal - An online platform provided by credit card issuers or travel loyalty programs where you can book flights, hotels, and other travel-related services using your rewards points or miles.

SUB/Sign-Up Bonus - Extra reward points or miles offered by credit card issuers for meeting a spending requirement within a specified time after opening an account. Also sometimes called a welcome bonus.

5/24 - The "5/24 rule" means that if you have opened 5 or more new credit card accounts (from any bank) in the past 24 months, you may be automatically declined for certain Chase credit cards

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Let me know if any travel points and miles jargon is missing so I can add it into this post!


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