No Foreign Transaction Fees: Credit Card Options

When traveling, using credit cards helps keep you safe with purchase protections. Plus, who wants to carry a lot of cash, anyway? However, using credit cards outside of the country can result in foreign transaction fees.

Luckily, there are now great credit card options that offer a huge benefit: no foreign transaction fees. I've listed the best options below, organized by those that have an annual fee to keep the card, vs. those that do not. I included links to each so you can learn more! Whenever you apply for a credit card, I hugely appreciate it when you do so through one of these referral links. It costs you nothing, and it supports my small business.

Credit cards with no foreign transaction fees, elite benefits, annual fee to hold the card

• Chase Sapphire Preferred Card ($95 annual fee) - my most-recommended card for travel points beginners

• Chase Sapphire Reserve ($795 annual fee)

• Sapphire Reserve for Business℠ ($795 annual fee)

• Capital One Venture X Rewards Credit Card ($395 annual fee) - my #1 personal card recommendation for airport lounge access

• Capital One Venture X Business ($395 annual fee) - my #1 business card recommendation for airport lounge access

• Capital One Venture Rewards Credit Card ($95 annual fee)

• American Express® Gold Card ($325 annual fee - see rates and fees)

• American Express Platinum Card® ($895 annual fee - see rates and fees)

• Note: Several airline & hotel co-branded cards (e.g., The World of Hyatt Credit Card, Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, etc.) offer no foreign transaction fee card options, too. However, most people will get greater value out of cards that earn transferrable points (which can be used with several airlines/hotels).

Credit cards with no foreign transaction fees, no annual fees

• Capital One VentureOne Rewards Credit Card

• Capital One Quicksilver Cash Rewards Credit Card

• Capital One SavorOne Cash Rewards Credit Card

• Capital One Quicksilver Student Cash Rewards Credit Card

• Prime Visa

• Bank of America Travel Rewards

• Discover it Cash Back

• Wells Fargo Autograph Card

• Citi Costco Anywhere Card
  

Bonus travel tip: When you're abroad, bring at least 2 credit cards that don't charge foreign transaction fees (in case one gets lost, stolen, or rejected). Enjoy your travels! And, don't worry about fees ruining the fun.

Credit cards with no foreign transaction fees make paying stress-free

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.