No Foreign Transaction Fees: Credit Card Options

When traveling, using credit cards helps keep you safe with purchase protections. Plus, who wants to carry a lot of cash, anyway? However, using credit cards outside of the country can result in foreign transaction fees.

Luckily, there are now great credit card options that offer a huge benefit: no foreign transaction fees. I've listed some of the top options below, organized by those that have an annual fee to keep the card, vs. those that do not. I included links to each so you can learn more!

Credit cards with no foreign transaction fees, elite benefits, annual fee to hold the card

• Capital One Venture X Rewards Credit Card ($395 annual fee) - my #1 recommendation for airport lounge access

• Capital One Venture Rewards Credit Card ($95 annual fee)

• Chase Sapphire Preferred Card ($95 annual fee) - my #1 recommendation for travel points beginners

• Chase Sapphire Reserve ($550 annual fee)

• Chase Ink Business Preferred® Credit Card ($95 annual fee)

• American Express® Gold Card ($325 annual fee - see rates and fees)

• The Platinum Card® from American Express ($695 annual fee - see rates and fees)

• Note: Several airline & hotel co-branded cards (e.g., Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, The World of Hyatt Credit Card, etc.) offer no foreign transaction fee card options, too. However, most people will get greater value out of cards that earn transferrable points (which can be used with several airlines/hotels).

Credit cards with no foreign transaction fees, no annual fees

• Bilt Mastercard - my #1 recommendation for renters

• Capital One VentureOne Rewards Credit Card

• Capital One Quicksilver Cash Rewards Credit Card

• Capital One SavorOne Cash Rewards Credit Card

• Capital One Quicksilver Student Cash Rewards Credit Card

• Bank of America Travel Rewards

• Discover it Cash Back

• Wells Fargo Autograph Card

• Citi Costco Anywhere Card
  

My travel tip: When you're abroad, bring at least 2 credit cards that don't charge foreign transaction fees. Enjoy your travels! And, don't worry about pesky fees ruining the fun.

Credit cards with no foreign transaction fees make paying stress-free

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.