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Southwest Rapid Rewards Credit Cards

  • Writer: Points By J
    Points By J
  • Feb 10
  • 4 min read

Updated: Mar 19

Southwest offers a range of credit cards that not only help you earn extra points, but also get valuable perks like free checked bags and seat selection.


If you want to take advantage of this, I appreciate if you apply through one of my referral links below! It helps to support my business (at no cost to you) so that I can continue creating new content.


Southwest Rapid Rewards Personal Credit Cards:

  • Annual fee: $99

  • Sign-up bonus: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

  • Travel perks:

    • First Checked Bag Free: Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost

      • Context: For a family of 4, this would be a savings of up to $280 roundtrip ($35 per bag per trip)

    • Seat Selection: Select a Standard seat within 48 hours prior to departure, when available

    • Earn Companion Pass Faster: Receive a boost of 10,000 Companion Pass qualifying points every year

    • No foreign transaction fees

  • Points earning:

    • 2s points on Southwest purchases

    • 2x points at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year

    • 1x points on all other purchases

  • Anniversary points: 3,000


  • Annual fee: $229

  • Sign-up bonus: Earn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.

  • Travel perks:

    • First Checked Bag Free: Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost

    • Seat Selection: Select a Preferred seat at booking, at no additional charge, when available.

    • Group 5 Boarding: Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving earlier access to overhead bins.

    • Earn Companion Pass Faster: Receive a boost of 10,000 Companion Pass qualifying points every year

    • Accelerate Toward A-List: Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually.

    • No foreign transaction fees

  • Points earning:

    • 4x points on Southwest purchases, including flights, inflight, and Southwest gift cards

    • 2x points at gas stations and restaurants

    • 1x points on all other purchases

  • Anniversary points: 7,500


  • Annual fee: $149

  • Sign-up bonus: Earn 55,000 bonus points after spending $1,500 on purchases in the first 3 months from account opening.

  • Travel perks:

    • First Checked Bag Free: Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost

    • Seat Selection: Select a Preferred seat within 48 hours prior to departure, when available

    • Group 5 Boarding: Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving earlier access to overhead bins.

    • Earn Companion Pass Faster: Receive a boost of 10,000 Companion Pass qualifying points every year

    • Accelerate Toward A-List: Earn 1,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually.

    • No foreign transaction fees

  • Points earning:

    • 3x points on Southwest purchases, including flights, inflight, and Southwest gift cards

    • 2x points at grocery stores and restaurants on the first $8,000 in combined purchases per year

    • 1x points on all other purchases

  • Anniversary points: 6,000


Southwest Rapid Rewards Business Credit Cards:

  • Annual fee: $299

  • Sign-up bonus: Earn 80,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.

  • Travel perks:

    • First Checked Bag Free: Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost

    • Complimentary Preferred Seat Selection: Select a Preferred seat at booking, at no additional charge, when available.

      • Enjoy unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available.

    • Group 5 Boarding: Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving earlier access to overhead bins.

    • Earn Companion Pass Faster: Receive a boost of 10,000 Companion Pass qualifying points every year

    • Accelerate Toward A-List: Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually.

    • No foreign transaction fees

  • Points earning:

    • 4x points on Southwest purchases

    • 2x points at gas stations and restaurants

    • 2x points on hotel accommodations booked directly with the hotel

    • 2x points on local transit and commuting, Including rideshare.

    • 1x points on all other purchases

  • Anniversary points: 9,000


  • Annual fee: $149

  • Sign-up bonus: Earn 60,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

  • Travel perks:

    • First Checked Bag Free: Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost

    • Seat Selection: Select a Preferred seat within 48 hours prior to departure, when available

    • Group 5 Boarding: Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving earlier access to overhead bins.

    • Earn Companion Pass Faster: Receive a boost of 10,000 Companion Pass qualifying points every year

    • Accelerate Toward A-List: Earn 2,000 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually.

    • No foreign transaction fees

  • Points earning:

    • 3x points on Southwest purchases

    • 2x points at gas stations and restaurants on the first $8,000 in combined purchases per anniversary year

    • 1x points on all other purchases

  • Anniversary points: 6,000

Southwest Rapid Rewards Credit Cards

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