Southwest Rapid Rewards Credit Cards
- Points By J

- Feb 10
- 4 min read
Updated: Mar 19
Southwest offers a range of credit cards that not only help you earn extra points, but also get valuable perks like free checked bags and seat selection.
If you want to take advantage of this, I appreciate if you apply through one of my referral links below! It helps to support my business (at no cost to you) so that I can continue creating new content.
Southwest Rapid Rewards Personal Credit Cards:
Annual fee: $99
Sign-up bonus: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
Travel perks:
First Checked Bag Free: Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost
Context: For a family of 4, this would be a savings of up to $280 roundtrip ($35 per bag per trip)
Seat Selection: Select a Standard seat within 48 hours prior to departure, when available
Earn Companion Pass Faster: Receive a boost of 10,000 Companion Pass qualifying points every year
No foreign transaction fees
Points earning:
2s points on Southwest purchases
2x points at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
1x points on all other purchases
Anniversary points: 3,000
Annual fee: $229
Sign-up bonus: Earn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.
Travel perks:
First Checked Bag Free: Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost
Seat Selection: Select a Preferred seat at booking, at no additional charge, when available.
Group 5 Boarding: Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving earlier access to overhead bins.
Earn Companion Pass Faster: Receive a boost of 10,000 Companion Pass qualifying points every year
Accelerate Toward A-List: Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually.
No foreign transaction fees
Points earning:
4x points on Southwest purchases, including flights, inflight, and Southwest gift cards
2x points at gas stations and restaurants
1x points on all other purchases
Anniversary points: 7,500
Annual fee: $149
Sign-up bonus: Earn 55,000 bonus points after spending $1,500 on purchases in the first 3 months from account opening.
Travel perks:
First Checked Bag Free: Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost
Seat Selection: Select a Preferred seat within 48 hours prior to departure, when available
Group 5 Boarding: Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving earlier access to overhead bins.
Earn Companion Pass Faster: Receive a boost of 10,000 Companion Pass qualifying points every year
Accelerate Toward A-List: Earn 1,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually.
No foreign transaction fees
Points earning:
3x points on Southwest purchases, including flights, inflight, and Southwest gift cards
2x points at grocery stores and restaurants on the first $8,000 in combined purchases per year
1x points on all other purchases
Anniversary points: 6,000
Southwest Rapid Rewards Business Credit Cards:
Annual fee: $299
Sign-up bonus: Earn 80,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.
Travel perks:
First Checked Bag Free: Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost
Complimentary Preferred Seat Selection: Select a Preferred seat at booking, at no additional charge, when available.
Enjoy unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available.
Group 5 Boarding: Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving earlier access to overhead bins.
Earn Companion Pass Faster: Receive a boost of 10,000 Companion Pass qualifying points every year
Accelerate Toward A-List: Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually.
No foreign transaction fees
Points earning:
4x points on Southwest purchases
2x points at gas stations and restaurants
2x points on hotel accommodations booked directly with the hotel
2x points on local transit and commuting, Including rideshare.
1x points on all other purchases
Anniversary points: 9,000
Annual fee: $149
Sign-up bonus: Earn 60,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
Travel perks:
First Checked Bag Free: Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost
Seat Selection: Select a Preferred seat within 48 hours prior to departure, when available
Group 5 Boarding: Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving earlier access to overhead bins.
Earn Companion Pass Faster: Receive a boost of 10,000 Companion Pass qualifying points every year
Accelerate Toward A-List: Earn 2,000 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually.
No foreign transaction fees
Points earning:
3x points on Southwest purchases
2x points at gas stations and restaurants on the first $8,000 in combined purchases per anniversary year
1x points on all other purchases
Anniversary points: 6,000




