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Writer's picturePoints By J

Best Credit Cards with Concierge Service

Updated: Sep 18

Travel credit cards have improved my travel experiences dramatically. But, until recently, I didn't realize that they also can help with getting hard-to-find restaurant reservations and event tickets.


Some of the best premium cards offer concierge services. It's a free benefit that comes with some cards that can help you with several services, including:

  • Get exclusive reservations at top restaurants

  • Book travel or make travel-related reservations

  • Purchase hard-to-find or presale tickets for events and experiences


This summer, I was able to score Wimbledon tickets by calling Amex's concierge service (courtesy of The Platinum Card from American Express).


Here's my guide to the best credit cards that offer this benefit. I hope you find the one that's perfect for you!


Personal Credit Cards with Concierge Service


Chase Sapphire Preferred® Card - Learn more here

This card is my #1 recommended card for friends and family who are looking for their first travel credit card for earning and redeeming credit card points. It has all the essentials of a great first card: reasonable annual fee, strong points earning potential, and awesome travel insurance. Plus, of course, amazing concierge services. I personally love using my Chase points to redeem with Hyatt hotels.


Click here to learn more about the Sapphire Preferred. There is a $95 annual fee.


The Platinum Card® from American Express - Learn more here

Known for its premium benefits, this card provides annual airline fee credits, hotel elite status, and a wide range of other travel perks. This luxury treatment also extends to their world-class concierge services. With a $695 annual fee (see rates and fees), this card is best-suited to people who can take full-advantage of the myriad credits available (including enrollment-required credits for Uber, Saks Fifth Avenue, digital entertainment , Equinox, and more).* It offers 5x points for each $1 spent on flight purchases up to $500,000 on these purchases per calendar year, creating high point-earning potential for frequent flyers. Many would argue that this is the best credit card with airport lounge access because of the Centurion Lounge access, which are luxurious.


Click here to learn more about the Platinum Card® from American Express. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.


Important note: If you are going to apply for an Amex Platinum, I'd highly recommend doing so via the CardMatch tool. It matches you with credit card welcome bonus offers that can sometimes be better than what's publicly available. Currently, there are 150k point welcome bonus offers for the Amex Platinum. Offers may not be available to all users. Using the tool to explore what offers are available to you will not require a hard pull on your credit, so it will not impact your credit score. Plus, applying through CardMatch or any of the below affiliate links supports my small business so I can keep making free content like this.


Chase Sapphire Reserve® - Learn more here

This card offers a range of travel benefits, including an up to $300 annual travel credit, up to $120 Global Entry or TSA PreCheck fee credit, InstaCart and GoPuff credits, and excellent points earning potential. While it has a $550 annual fee, the travel credit goes a long way to offsetting the costs, plus you'll have access to the concierge. Plus, the card gives 3x points on every dollar spent on travel and dining.



Capital One Venture X Rewards Credit Card - Learn more here 

It has an annual fee of $395, but offers a $300 annual travel credit and 10k bonus point anniversary gift - which completely offsets the cost. So, the concierge service, airport lounge access, up to $120 Global Entry or TSA PreCheck application fee credit, and no foreign transaction fees are all cherries on top. Plus, the card earns 2 miles for every dollar you spend. That simplicity is incredibly valuable if you dislike having to keep track of points-earning bonus categories!



Capital One SavorOne Cash Rewards Credit Card - Learn more here

This card stands-out on this list because it doesn't charge an annual fee! It also has solid rewards earning on valuable categories (e.g., dining, entertainment, groceries) and a solid welcome bonus.



Business Card

The Business Platinum Card® from American Express - Learn more here

Among any of the business credit cards with concierge service, this card stands out. It provides annual airline fee and CLEAR Plus credits, plus a 35% bonus points back for all or part of an eligible flight booked with Amex Travel, up to 1,000,000 bonus points back per calendar year. With a $695 annual fee (see rates and fees), this card is best-suited to people who can take full-advantage of the myriad credits available (including enrollment-required credits for Dell Technologies, Indeed, Adobe, and more).* It offers 5x points for each $1 spent on flights and prepaid hotels on purchases via amextravel.com on up to $500,000 per calendar year. The concierge service is top-tier.


Click here to learn more about the Amex Business Platinum Card. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.


What card is the right fit for leveling-up your travel and entertainment experiences?


credit cards with concierge service
Sold out show? A credit card concierge service might be able to help you find great seats

*Each Benefit requires enrollment via their website, terms apply to American Express Benefits and offers. visit americanexpress.com to learn more.

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

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