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Best Credit Cards with Concierge Service

  • Writer: Points By J
    Points By J
  • Jul 7
  • 4 min read

Updated: Aug 3

Some of the best premium cards offer concierge services. It's a free benefit that can help you:

  • Get exclusive reservations at top restaurants

  • Book travel or make travel-related reservations

  • Purchase hard-to-find or presale tickets for events and experiences


For example, I scored amazing Wimbledon tickets by calling Amex's concierge service (courtesy of American Express Platinum Card®).


Here's my guide to the best credit cards that offer this benefit. I hope you find the one that's perfect for you! If you do apply for a new card, I appreciate if you use my referral link (supports my small business at no cost to you).


Personal Credit Cards with Concierge Service

Chase Sapphire Preferred® Card - Learn more here

This card is my #1 recommended card for friends and family who are looking for their first travel credit card for earning and redeeming credit card points. It has all the essentials of a great first card: reasonable annual fee, strong points earning potential, up to $120 Global Entry or TSA PreCheck fee credit, and awesome travel insurance. Plus, of course, amazing concierge services. The card has a generous sign-up bonus: earn 75,000 points after you spend $5,000 in the first 3 months.


Click here to learn more about the Sapphire Preferred. There is a $95 annual fee.


American Express Platinum Card - Learn more here

Known for its premium benefits, this card provides annual airline fee credits, hotel elite status, and a wide range of other travel perks. This luxury treatment also extends to their world-class concierge services. With a $895 annual fee (see rates and fees), this card is best-suited to people who can take full-advantage of the myriad credits available (including enrollment-required credits for Uber, lululemon, Resy, digital entertainment, and more).* It offers 5x points for each $1 spent on flight purchases up to $500,000 on these purchases per calendar year (then 1 point per dollar), creating high point-earning potential for frequent flyers. Many would argue that this is the best credit card with airport lounge access because of the Centurion Lounge access, which are luxurious.


Click here to learn more about the Platinum Card. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.


Chase Sapphire Reserve® - Learn more here

This card offers a range of travel benefits, including an up to $300 annual travel credit, best-in-class trip cancellation/interruption insurance, up to $120 Global Entry or TSA PreCheck fee credit, hotel and dining credits, strong points earning potential, and more. While it has a $795 annual fee, the credits can go a long way toward offsetting the costs, plus you'll have access to the concierge. I personally love using my Chase points to redeem with Hyatt hotels.



Capital One Venture X Rewards Credit Card - Learn more here 

It has an annual fee of $395, but offers a $300 annual travel credit and 10k bonus mile anniversary gift - which completely offsets the cost. So, the concierge service, airport lounge access, up to $120 Global Entry or TSA PreCheck application fee credit, and no foreign transaction fees are all cherries on top. Plus, the card earns 2 miles for every dollar you spend. That simplicity is incredibly valuable if you dislike having to keep track of points-earning bonus categories!



Capital One Savor Cash Rewards Credit Card - Learn more here

This card stands-out on this list because it doesn't charge an annual fee! It also has solid rewards earning on valuable categories (e.g., dining, entertainment, groceries) and a solid welcome bonus.



Business Card

The Business Platinum Card® from American Express - Learn more here

Among any of the business credit cards with concierge service, this card stands out. It provides annual airline fee and CLEAR+ credits, airport lounge access, and elite hotel status at Marriott & Hilton. With a $895 annual fee (see rates and fees), this card is best-suited to people who can take full-advantage of the myriad credits available (including enrollment-required credits for Dell Technologies, Indeed, Adobe, and more).* It earns 5x points on flights and prepaid hotels on AmexTravel.com, 2x points on eligible business categories, 1x points per dollar on all other purchases.


Click here to learn more about the Amex Business Platinum Card. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.


What card is the right fit for leveling-up your travel and entertainment experiences?


credit cards with concierge service
Sold out show? A credit card concierge service might be able to help you find great seats

*Each Benefit requires enrollment via their website, terms apply to American Express Benefits and offers. visit americanexpress.com to learn more.

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Points By J Best Credit Cards

About Me

I'm J. I've helped hundreds of thousands of people to travel more for free. I created Points By J to consolidate my biggest financial revelations and game changing lessons. 

 

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DISCLAIMER: I am not a licensed financial advisor. All of the information found on this site is for educational purposes only and should not be taken as financial advice.

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