Is the IHG hotel credit card worth it? (Spoiler: this offer is a big deal)
- Points By J
- Jun 5
- 2 min read
Updated: Jun 9
IHG just launched their best credit card offers of 2025, and one really stands out:
IHG One Rewards Premier Credit Card ($99 annual fee): Earn five free nights after spending $5,000 on purchases in the first three months from account opening
Each is valid for a one night stay up to a 60,000 point redemption value
IHG One Rewards Traveler Credit Card ($0 annual fee): Earn 120,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.
IHG One Rewards Premier Business Credit Card ($99 annual fee): Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening
5 free nights from a $99 annual fee card is compelling. But, is the IHG Premier hotel credit card worth it? The card is loaded with other perks, including:
Annual free night certificate (worth up to 40,000 points)
Points earning
Up to 26x points on IHG stays
5x points on travel, gas, and restaurants
3x points on all other purchases
Automatic Platinum Elite status, and ability to spend your way to Diamond Elite status
Fourth-night free on award stays
Up to $50 in United Airlines TravelBank Cash each year
Fee credit for Global Entry, TSA PreCheck, or NEXUS
No foreign transaction fees
Learn more about the IHG Premier card here. See the bottom of this post for a complete list of IHG brands, including InterContinental, Six Senses, Kimpton, and Hotel Indigo.
If after 12 months of having the card you don't wish to keep it, you could choose to downgrade to the $0 annual fee Traveler credit card.
IHG brands include:
