Is the IHG hotel credit card worth it?
If you regularly stay at IHG hotels, then having one of their credit cards can be a smart, strategic move. Even better, the all of the IHG cards currently have elevated sign-up bonuses, which makes this a particularly good moment to look at them.
There are a few options, but one card clearly stands out for most people:
The New IHG One Rewards Credit Card ($0 annual fee): Limited Time Launch Offer! Earn 125,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening
The New IHG One Rewards Premier Credit Card ($150 annual fee): Limited Time Launch Offer! Earn 180,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
The New IHG One Rewards Business Credit Card ($200 annual fee): Limited Time Launch Offer: Earn 190,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening
The headline perk of the Premier card is the free anniversary night each year (worth up to 50,000 points). Getting a free night annually from a $99 card is compelling on its own, but the card also includes:
NEW! Enjoy up to $100 in Food & Beverage Rewards annually at IHG Hotels & Resorts (issued as $25 per quarter)
Get a 4th night free when you redeem points for 3 nights
Points earning
Up to 24x points on IHG stays
5x points on on flights booked directly, car rental agencies, at gas stations, grocery stores (new!) and restaurants
3x points on all other purchases
Automatic Gold Elite Status as long as you remain an IHG One Rewards Premier cardmember. Plus, get 15 Elite Night Credits each year (new!).
No foreign transaction fees
Learn more about the IHG Premier card here. See the bottom of this post for a complete list of IHG brands, including InterContinental, Six Senses, Kimpton, and Hotel Indigo.
If after 12 months of having the card you don't wish to keep it, you could choose to downgrade to the $0 annual fee Traveler credit card.
IHG brands include:
