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  • Writer's picturePoints By J

Which Credit Card is Best for Business Travel Spending?

Updated: 2 days ago

Traveling for work can help you earn a ton of airline and hotel point rewards. Plus, if you can use your own credit card for those bookings? It accelerates that earning even more.


Here are the best credit cards to consider opening to maximize your points-earning rewards. These all have a strong sign-up bonus, points earning potential, and travel perks!


Which credit card is best for business travel airfare spending?

  • The Platinum Card® from American Express ($695 annual fee - see rates and fees)

    • 5x points for every $1 spent on airfare (when book directly through the airline, up to $500,000 on these purchases per calendar year)

    • Luxury airport lounge access, plus many other benefits

    • If you're going to apply for this card, I'd highly recommend doing so via the CardMatch tool. It matches you with credit card offers that can sometimes be better than the welcome bonus that's publicly available. Currently, there are 125-150k point welcome bonus offers for Amex Platinum. Offers may not be available to all users. Using the tool to explore what offers are available to you will not require a hard pull on your credit, so it will not impact your credit score. Plus, applying through CardMatch or any of the links on my website supports my small business so I can keep making free content like this.

  • The Business Platinum Card® from American Express ( $695 annual fee - see rates and fees)

    • 5x points for every $1 spent on flights and prepaid hotels when book at AmexTravel.com

    • Luxury airport lounge access, plus many other benefits


Which credit card is best for business travel hotel, dining, and miscellaneous spending?

  • Chase Ink Business Preferred ($95 annual fee)

    • 3x points per $1 spent on the first $150,000 spent in combined purchases each anniversary year on travel (and: s hipping; internet, cable and phone services; advertising purchases made with social media sites and search engines)

  • Chase Sapphire Preferred Card ($95 annual fee)

    • 3x points for every $1 spent on dining/online grocery/streaming services

    • 2x points for every $1 spent on travel

  • Capital One Venture X Business ($395 annual fee)

    • 2x miles on every $1 spent

    • 10k bonus mile anniversary gift each year you keep the card

    • $300 annual credit for bookings through Capital One Travel

  • Capital One Venture X Rewards Credit Card ($395 annual fee)

    • 2x miles on every $1 spent

    • 10k bonus mile anniversary gift each year you keep the card

    • $300 annual credit for bookings through Capital One Travel


So, which credit card is best for your business travel spending? It depends on your spending habits. However, choosing even just 1-2 great cards can help you maximize your rewards.


Which credit card is best for business travel spending?
Which credit card is best for business travel spending? It depends on your habits!

*Each Benefit requires enrollment via their website, terms apply to American Express Benefits and offers. visit americanexpress.com to learn more.

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

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